Saturday, 21 January 2017

Banking Questions Test-4 (MCQ)


Banking Questions Test-4

Q1. In case of death of the safe deposit locker holder the nominee of a safe Deposit locker has to produce the following document to enable the bank to settle the claim:
a.    Will
b.    Succession Certificate
c.    Probate
d.    Death Certificate

Q2. A Cheque written in different language half in English, a part in Hindi and rest in vernacular language. Can the bank pay the same?
a.    Yes
b.    No
c.    Depends on manager discretionary
d.    Cheque is wrong

Q3. A Cheque is issued by a customer which has been received in clearing for payment. You have learnt from the newspaper that the drawer has been arrested for fraud related to share scam. Will you pay the cheque?
a.    Yes
b.    No
c.    Depends on manager discretionary
d.    None of the above

Q4 As per CTS 2010 each cheque will bear a water mark with the words …….
a)    CTS India
b)    CTS Bank
c)    CTS 2010
d)    None of the above

Q5. CTS 2010 mandates for the following feature in a cheque:
a.    Field placement I cheque
b.    Banks logo printed in invisible ink
c.    CTS 2010 water mark
d.    All of these

Q6. As per RBI guidelines cheques to be routed through the CTS clearing will not be entertained if they bear alteration in the …….of the cheque
a.    Account
b.    Amount
c.    Name
d.    Signature

Q7. Sec 18 of the NI act provides that in case of a cheque the amount written in ….. is the amount to be paid?
a.    words           
b.    Amount       
c.    Whichever is less  
d.    None of the above

Q8The amount written in words is called the ……… amount .The amount written in figure is called the ……….amount.
a.    Legal amount and courtesy amount
b.    courtesy amount and legal amount
c.    both legal amount
d.    both courtesy amount

Q9. Which act provides that a cheque is valid for three months?
a.    RBI guidelines
b.    NI Act
c.    As per individual bank
d.    None of the above

Q10. As per RBI guidelines all banks are required to issue cheques /Drafts/banker Cheques with effect from April 1st, 2012 valid for a period of
a.    Three Months
b.    No such stipulation
c.    Two months

d.    One month

Answer-
1
2
3
4
5
6
7
8
9
10
D
a
a
a
d
b
a
a
a
A
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