Banking Questions Test- 12
Q1. As per RBI guidelines bank have to ear mark the
following day as the customer day
a.
15th
of every month
b.
Last
day of every month
c.
1st
day of every month
Q2. The models which has been permitted to be adopted by
banks for outsourcing are the following
a.
Business
facilitators
b.
Business
correspondents
c.
Service
providers in non core activities
d.
a and b
Q3. When did the banking ombudsman scheme 2006 come in
force?
a.
January
1st 2006
b.
February
1st 2006
c.
March
1st 2006
d.
April
1st 2006
Q4. The banking ombudsman is appointed by…………..
a.
The
central government under banking regulation act
b.
The
Reserve bank as required by RBI act
c.
Committee
of supreme court judges
d.
The
Reserve bank in terms of the scheme framed under Banking Regulation Act
Q5. Who can file a complaint in Banking Ombudsman Scheme?
a.
The
customer
b.
Customer
representative
c. Advocate
d.
a
and b
Q6. What is the limitation period for filing complaint
with the banking ombudsman from the date of the receipt of reply from the bank?
a.
six
months from the date of receipt of reply
b.
one
year from the date of receipt of reply
c.
one
year six months from the date of receipt of reply
d.
2
years from the date of receipt of reply
Q7. In case of complaints relating to credit card the
maximum compensation that can be awarded is Rs ……….
a.
10
lakh
b.
5
Lac
c.
2
Lac
d.
1
Lac
Q8. The right to information act 2005 provides that the
records should be preserved for …………
a.
5
to 8 years
b.
15
years
c.
20
years
d.
20
years
Q9. What is the time limit for filing appeal against the
decision of the state commission with the national Commission?
a.
30
days
b.
45
days
c.
60
days
d.
90
days
Q10. A note which is
washed, shrunk, altered or partially obliterated is called a …… note
a.
Soiled
note
b.
Mutilated
note
c.
Imperfect
note
d.
obliterated
note
Answer-
1-a
2-d
3-a
4-d
5-d
6-b
7-d
8-d
9-a
10-c
Answer-
1-a
2-d
3-a
4-d
5-d
6-b
7-d
8-d
9-a
10-c
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