Wednesday, 25 January 2017

Banking Questions Test (MCQ)- 11


Q1. A locker hirer who is visually challenged wants to take a person with him to operate the locker. What bank should do?
  1. Bank will not permit as he is a stranger
  2. Yes will permit  if authorized by the account holder in writing
  3. Yes will permit in that case the locker will be operated in presence of the manager or an officer of the bank
  4. Yes if he is a kith or kin


Q2. The custodian key of the locker is to be kept overnight in………
  1. Strong room under joint custody
  2.  With the manager
  3.  The nearest branch
  4. None of the above

Q3. The locker room should be fully checked before locking the room and this is the responsibility of the ………..
  1. Custodian of the locker room key
  2. Branch
  3. No need of checking
  4. Any person


Q4. Safe deposit facility cannot be granted to
  1. Blind person
  2. Trusts
  3. Minors
  4. a and c

Q5 For doing insurance business as a corporate agent, banks have to get license from
  1. RBI
  2. SEBI
  3. IRDAI
  4. GOI

Q6. Who acts as the regulator for the insurance companies in India?
  1. RBI
  2. SEBI
  3. IRDAI
  4. GOI

Q7. As per the Reserve Bank guideline, the working hour for non-cash transactions is to be extended up to... hours(s) before the closing hours of the bank
a.    1
b.    2
c.    Half an hour
d.    One and half hour

 Q8. Banc insurance is undertaken by banks in …… channel
a.    Distribution channel
b.    Credit channel
c.    Deposit channel
d.    Govt. account channel

Q9. The committee “various aspects of service rendered by banks to retail and small customers including pensioners” which was formed by the RBI in June 2010 was headed by ………….
a.    M. Damodaran
b.    Tarapore
c.    Ghosh
d.    Naranyan

Q10. The committee on procedure and performance audit in public services [CAPAPS] was headed by
a.    Dr C Rangaranjan
b.    M Narasimham
c.    V Vyas

d.    S.S Tarapore

Answer-
1
2
3
4
5
6
7
8
9
10
c
a
A
c
c
c
a
a
a
D
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