Friday, 17 February 2017

Banking Questions Test (MCQ)- 25



1. The Minimum target for agricultural lending for Banks ( other than foreign Banks) as % of their ANBC or credit equivalent of Off balance sheet exposure          
a) 40                  
b) 18                                   
c) 8                           
d) none
2.The Sub target under agricultural lending for finance to Small Farmer & Marginal
Farmers as % of their ANBC or credit equivalent of Off balance sheet exposure as on March 2017 is _________
a) 8                   
b) 7                    
c)18                         
 d) none 
3. Kisan Credit Card Scheme has objectives to meet  -
a) short term credit requirements for cultivation .
b) Consumption need  of farmer 
           c) Contingencies relating to miscellaneous farm expenses  
d) All the above
4. One of the following is not an objectives of  KCC---
a) Consumption requirements of farmer 
b) Working capital for allied ag activities
c) short term credit requirements for cultivation 
d) None of the above 
5. Target group for KCC  is –
a) Joint borrowers who are owner cultivators   
b) Individual farmers
c) Tenant Farmers, Oral Lessees & Share Croppers   
d) All the above
6. One of the following is not a Target group for KCC  -
a) Owner cultivator cultivating leased land along with self cultivated land
b) SHG in farming   
c) JLG in farming    
 d) None of theses 
7. Components of KCC  are_____
a) Working capital for allied agril activities, 
b) Cash credit for crop loan
c) Term loan        
 d)  All the above
8. One of the following is not a crop  loan  sub- component  -:
a) Production credit    
b) Contingencies   
c) Domestic purpose expenses
d) Working capital for large allied activities project 
9. The farmer borrower to withdraw from his Crop loan component account as per his convenience
a) shall be free within the overall limit. 
b) with in the Kharif limit
c) within the Rabi limit    
d) None of these
10. The 2nd year drawing power allocation in the system will be done as under if the 1st year DP calculation is say 33000/--:-
 a).33000/-      
 b) 36300/-         
 c) 39600/-   
 d) None of the above 

Answer-
1
b
2
a
3
d
4
d
5
d
6
d
7
d
8
d
9
a
10
c


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