Saturday, 18 February 2017

Banking Questions Test (MCQ)- 26


01. Drawing power for subsequent years shall be modified in the system at the time of renewal of the limit each year. For this purpose branch to use –
where the asset life is such that repayment is ensured within-
a) 5 years      
b) 7 years     
c) 9 years      
d) None
03. The term loan limit under KCC shall be restricted to –
a) seven times of annual surplus generated from present/proposed farm operations as well as allied activities
b) 50% of the value of land (fixed by Govt authority)
c) Either a OR b but maximum 10 lac       
d) None
04. Disbursement schedule of term loan and annual surplus from farm operations as well as allied activities in KCC drawn up
a) 7:1,         
 b) 6:1           
 c) 5:1        
 d) None
05. For Crop loan cash credit component, the margin requirement is –
a) 5 %       
b)10 %      
c) 25%       
d) Nil
06. For Term Loan limit under the scheme ,the margin requirement is –
 a) 5 %       
 b)10 %       
c) 25%      
d) Nil
07. The drawing limit for the current season/ year could be allowed to be drawn using any of the following delivery channels except one______
a) Operations through branch    
b) Operations  using  cheque  facility
c) Withdrawal through Master Cards
d) Mobile based transfer transactions
08. Interest on KCC Limit upto.3.00 lac , on availability of interest subvention is___
 a) 7% p.a.      
 b) 4% p.a        
 c) 2% p.a        
 d) Normal rate
09. expiry date in the system for proper charging of interest and calculation of interest subvention is____
a) the repayment due date      
b) one year from the date of sanction                   
c)   a) or b) above whichever is earlier.      
d) None
10. Collateral security in agricultural loan is obtained if loan limit is above____
a) Fifty thousand    
 b) 1 lac              
c) 3 lac          
d) 5 lac


Answer-
01
a
02
c
03
c
04
a
05
d
06
d
07
c
08
a
09
c
     10
       b

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