Sunday, 19 February 2017

Banking Questions Test (MCQ)- 27


01. Where tie-up for recovery with organizations accepted by zonal head,  Collateral security in agricultural loan is NOT obtained up to loan limit of -
a) 1 lac                   
b)  3 lac              
c) 5 lac          
d) 10 lac
02. Branches shall obtain simple declaration by the farmer on AC ST-ii for
renewal of limit after
      a)every 3 years           
          b) 5 years      
          c)  7 years    
          d) None
03. When farmer is granted short term loan and term loan simultaneously, the documentation will be____
a)    Separate set for ST & long term loan 
b)    single document shall be obtained for total loan
c)    Choice of BM    
d)  None of these 
04. One of the following is not be considered as “Due Diligence”_____
a) Photograph of the borrower must be taken and verified by appraising officer
b) Appraising officer / branch manager must visit the applicant’s residence/village to make local/ discrete enquiry
c) The appraising officer need not go through the details of the documents/ information submitted by lawyer/valuer
d)  Must collect KYC particulars
05.For loan amount up to 50000/- to SF/MF, the land record may be verified from___
a)  village  revenue  authority  i.e.  Pradhan/ Maanaki-Mundas etc.
b) Certificate by Agriculture Department  
c) Any list provided by Agriculture / Revenue or any other Govt. Department on the tenant farmers
d) Any of the above 
06. Advances  under KCC  scheme  will  be  classified  under  Priority Sector Farm  Credit___
 a)Agriculture                    
 b) Direct loan    
c) Allied activities    
d)  None
07.One of the following is not an objective of PMFBY( PM Fasal Bima Yojna)____
a) to stabilize  Farmer’s income
b)  To ensure flow of credit to agril. Sector
c) To make crop insurance compulsory for all farmers   
d) None of these
08. Coverage under PMFBY is not applicable  for ____
a) crop failure against natural calamities   
b) against pest & diseases
c) It covers ALL types of crops    
d) Covers only Notified crops of the area 
09. Selection of Implementing agencies  for PMFBY will be done by ____
 a) RBI  
 b) Concerned State Govt, 
c) GOI    
d)  NABARD
10. Responsibility of PMFBY at State level lies with____
a) DLMC (Distt. Level Co-or Committee on Crop Insurance) 
b) Bankers
c) State Govt.      
d) SLCCI(State Level Co-or Committee on Crop Insurance)
11. Notional Areas as decided by State Govt is____
a) Distt.        
b) Unit of Insurance          
c) Tehsil              
d) Block

Answer-
01
b
02
a
03
b
04
c
05
d
06
a
07
c
08
c
09
b
10
d
11
b


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