Wednesday, 22 February 2017

Banking Questions Test (MCQ)- 29

01. Insurance premium for loanee farmer will be as___
a) integral part of loan  
b) additional component to scale of finance
c) Self arranged   
d) From relatives
 02. Premium rates for  Kharif crops under PMFBY is ___
a) 2 % of SI 
b) Actual Rate as per norm
c) Lower of a) & b) 
d) Higher of a) & b)
03. Premium rates for  Rabi crops under PMFBY is___
a) 1.5 % of SI
b) Actual Rate as per norm
c) Lower of a) & b)
d) Higher of a) & b
04.Annual Premium rates for  Commercial & Horticultural  crops under PMFBY_____
a) 1.5%
b) 2%
c) 5 %
d) 10 %
05. Responsibility of PMFBY at District  level lies with-
a) DLMC (Distt. Level Co-or Committee on Crop Insurance)
b) NABARD
c) State Govt.
d) SLCCI(State Level Co-or Committee on Crop Insurance
06. Rate of normal premium subsidy is the difference between Premium rate and the Rate of Insurance charges payable by___
a) Farmers
b) Banks
c) State Govt.
d) GOI
07. Risk sharing of Insurance Companies is up to____
a) 350 % of total premium collected  
b) 35% of total S.I of all the Insurance Co.
c) Higher of a) & b)
d) Lower of a) & b)
08. Losses at the National level in a crop season beyond the ceiling of Insurance Company shall be met by____
a)    State Governments
b) GOI
c) Bankers
d) equal contribution (i.e. on 50:50 basis) from the GOI and d State Governments.
09. The three level of indemnity corresponding to crop risk in the areas shall be available for all crops, are____
a) 70,80,90
b) 50,75,100
c) 60,80,100
d) None
10. Thresh hold yield is product of level of indemnity in the area and average yield of a crop for last____
a) 7 years 
b) 7 years – 2 years of natural calamity year if any
c) 5 years
d) 3 years 

Answer-
01
b
02
c
03
c
04
c
05
a
06
a
07
c
08
c
09
a
10
b

No comments:

Post a Comment