Thursday, 6 April 2017

Banking Questions Test (MCQ)- 42

. In case of an in-operative account the KYC norms need to be adhered to at …

a. 3 years interval b. 5 years interval  c. No need    d. At the time of converting to operative account

2. For front line staff the KYC guidelines require that …
a. Assist the customers in a/c opening         b. Proper identification of customers
c. Service with smile                                    d. Prompt & efficient customer service

3. In case of low risk category accounts fresh KYC should be obtained once in … years.
a. 3                    b. 5               c. 8               d. 10

4. In case of medium risk category accounts bank is required to update the KYC documents at … yearly intervals.
a. 3                    b. 5               c. 8               d. 10

5. Under KYC guidelines photographs are taken from account holder for …
a. Check frauds            b. Identification & preventing opening of Benami accounts
c. Prevent money laundering   d. All of the above

6. Deposit accounts which have not been operated for more than 10 years are to be classified as:
a. Inoperative accounts           b. Dormant accounts
c. Unclaimed accounts d. Dead accounts

7. PMJDY scheme was launched on …
a.  August 15, 2014      b. August 28, 2014  c. January 26, 2015      d. NOA

8. Accounts opened under PMJDY are eligible for general accidental insurance cover for Rs. …
a. 30,000/-                    b. 100,000/-             c. 50,000/-               d. 5,000/-

9. Accounts opened under PMJDY are eligible for a life insurance cover for Rs. …
a. 30,000/-                    b. 100,000/-             c. 50,000/-               d. 5,000/-

10. Accounts opened under PMJDY are eligible for an overdraft limit of Rs. …
a. 30,000/-                    b. 100,000/-             c. 50,000/-               d. 5,000/-

Answer-
1
2
3
4
5
6
7
8
9
10
d
b
D
c
b
c
b
b
a
d

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