Monday, 10 April 2017

Banking Questions Test (MCQ)- 45

1. In case of advances covered under DICGC provision is to be made for the outstanding balance:
a) After taking into account the amount of cover available
b) Without taking into account the amount of cover

c) Any of the above
d) None of the above

2. In case of MSME loan classified as standard asset provision is to be made at the rate of:
a) 0.25 % of the outstanding amount      b) 0.75% of the outstanding amount
c) 1 % of the outstanding amount           d) 5 % of the outstanding amount

3. In case of non-cooperative standard borrower provision is to be made at the rate of:
a) 0.50 % of the outstanding amount      b) 0.75% of the outstanding amount
c) 1 % of the outstanding amount           d) 5 % of the outstanding amount

4. In case of restructured standard borrower provision is to be made at the rate of:
a) 5 % of the outstanding amount           b) 2 % of the outstanding amount
c) 7.50 % of the outstanding amount       d) 4 % of the outstanding amount

5. For the purpose of making provision for loss assets, the term security would also include:
a) Ist charge only               b) Pari-passu charge and 2nd charge
c) Both the above              d) None of the above

6. Delayed renewal or review of a borrowal account from the due date would render the account NPA if the delay is exceeding:
a) 180 days             b) 120 days             c) 90 days     d) 60 days

7. In case of delayed submission of stock statement, the account shall be classified as NPA if the delay is:
a) 180 days             b) 120 days             c) 90 days     d) 60 days

8. A borrowal account shall be considered as loss asset if the realizable value of security is less than
a) 1%            b) 5%            c) 10%          d) None of the above

9. At present bank has … OTS modules in force
a) 6               b) 8               c) 3     d) None of the above

10. Category 1 CDR Scheme covers only ------------------------ accounts

a) Standard   b) Sub-standard       c) Both a & b    d) None of the above 

Answer-
1
2
3
4
5
6
7
8
9
10
a
a
d
a
d
a
c
c
a
c

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