Monday, 17 April 2017

Banking Questions Test (MCQ)- 49

1. Banks are required to report credit information to CRILC on all borrowers having aggregate funded/non funded exposure of Rs…crore and above.
a) 1 b) 2 c) 5 d) None of the above


2. Formation of JLF (Joint Lender Forum) is mandatory for all accounts with …
a) Aggregate limit of Rs.100.00 crore & above
b) Finance under Multiple/ Consortium banking
c) Accounts classified as SMA-2
d) All of the above

3. Which of the following is treated as Corrective Action Plan (CAP) for SMA-2 accounts?
a) Rectification & Regularization of account
b) Restructuring of account
c) Recovery of overdue
d) All of the above

4. Corrective Action Plan is to be finalized within ------- days from reporting under SMA -2
a) 15 b) 30 c) 45 d) None of the above

5. Periodical legal audit is applicable for loan accounts with credit exposure of Rs. … and above.
a) 10 lacs b) 1 crore c) 5 crore d) None of the above

6. QIS statements are required to be submitted by borrowers enjoying working capital limits of Rs…& above
a) 5 crore b) 10 crore c) 25 crore d) None of the above

7. A borrower enjoying a C/C limit of Rs.25 lacs has a risk rating of AB3, the unit visit & stock verification should be carried out at least …
a) Every month b) Once in two months
c) Once in a quarter d) None of these

8. The stock statement submitted by the borrower contains the following data: Value of stocks: Rs. 15 lacs; Sundry creditors for good: Rs. 5 lacs, Margin: 25 % on stocks. What will be the D.P (Drawing Power)?
a) Rs. 7.50 lacs b) Rs. 6.25 lacs
c) Rs.11.25 lacs d) None of the above

9. The document that conveys the terms & conditions of sanction to the borrower is
a) Loan application b) Loan agreement
c) Sanction letter d) None of these

10. A borrower after fully liquidating his loan account came to know that his account was time barred & claimed refund for the money from the bank. The bank will …
a) Refund the money
b) Retain the money
c) Refund the money & file a suit for recovery
c) None of the above

Answer-
1
2
3
4
5
6
7
8
9
10
c
d
d
b
c
b
c
a
c
b

 If anyone of you are facing any problem in any question, you could just ask in the comment box. We will try to help you according to your problem. 
Banking Questions Test (MCQ)- 64
Banking Questions Test (MCQ)- 63
Banking Questions Test (MCQ)- 62
Banking Questions Test (MCQ)- 61
Banking Questions Test (MCQ)- 60
Banking Questions Test (MCQ)- 59
Banking Questions Test (MCQ)- 58
Banking Questions Test (MCQ)- 57
Banking Questions Test (MCQ)- 56
Banking Questions Test (MCQ)- 55
Banking Questions Test (MCQ)- 54
Banking Questions Test (MCQ)- 53
Banking Questions Test (MCQ)- 52
Banking Questions Test (MCQ)- 51
Banking Questions Test (MCQ)- 50
Banking Questions Test (MCQ)- 49
Banking Questions Test (MCQ)- 48
Banking Questions Test (MCQ)- 47
Banking Questions Test (MCQ)- 46
Banking Questions Test (MCQ)- 45
Banking Questions Test (MCQ)- 44
Banking Questions Test (MCQ)- 43
Banking Questions Test (MCQ)- 42
Banking Questions Test (MCQ)- 41
Banking Questions Test (MCQ)- 40
Banking Questions Test (MCQ)- 39
Banking Questions Test (MCQ)- 38
Banking Questions Test (MCQ)- 37
Banking Questions Test (MCQ)- 36
Banking Questions Test (MCQ)- 35
Banking Questions Test (MCQ)- 34
Banking Questions Test (MCQ)- 33
Banking Questions Test (MCQ)- 32
Banking Questions Test (MCQ)- 31
Banking Questions Test (MCQ)- 30
Banking Questions Test (MCQ)- 29
Banking Questions Test (MCQ)- 28
Banking Questions Test (MCQ)- 27
Banking Questions Test (MCQ)- 26
Banking Questions Test (MCQ)- 25
Banking Questions Test (MCQ)- 24
Banking Questions Test (MCQ)- 23
Banking Questions Test (MCQ)- 22
Banking Questions Test (MCQ)- 21
Banking Questions Test (MCQ)- 20
Banking Questions Test (MCQ)- 19
Banking Questions Test (MCQ)- 18
Banking Questions Test (MCQ)- 17
Banking Questions Test (MCQ)- 16
Banking Questions Test (MCQ)- 15
Banking Questions Test (MCQ)- 14
Banking Questions Test (MCQ)- 13
Banking Questions Test (MCQ)- 12
Banking Questions Test (MCQ)- 11
Banking Questions Test (MCQ)- 10
Banking Questions Test (MCQ)- 09
Banking Questions Test (MCQ)- 08
Banking Questions Test (MCQ)- 07
Banking Questions Test (MCQ)- 06
Banking Questions Test (MCQ)- 05
Banking Questions Test (MCQ)- 04
Banking Questions Test (MCQ)- 03
Banking Questions Test (MCQ)- 02
Banking Questions Test (MCQ)- 01

No comments:

Post a Comment