Tuesday, 18 April 2017

Banking Questions Test (MCQ)- 50

1. A time barred debt can be can be revived by:
a) Renewal of document
b) Acknowledgement of debt

c) Part payment
d) All of the above

2. CIBIL - Consumer Bureau provides credit information report (CIR) pertaining to --
a) Individuals                      b) Firms       
c) Companies                    d) All of the above

3. CIBIL – Commercial Bureau provides credit information report (CIR) pertaining to
a) Non-individuals              b) Firms       
c) Companies                    d) All of the above

4. All mortgage charges created on or after 31.03.2011 are invariably filed with the Central Registry 9CERSAI) within a period of …
a) 15 days               b) 30 days    
c) 45 days               d) None of the above

5. Stamping of documents should be done …
a) Before execution of documents
b) After execution of documents
c) During registration
d) None of the above

6. The following person is incompetent to execute documents:
a) Illiterate     b) Blind         c) Minor        d) All of the above

7. Common seal needs to be affixed on loan documents in respect of the following:
a) Partnership firm   b) Pvt. Ltd. Company       
c) HUF                     d) None of the above

8. Under stamping of the following documents makes it invalid beyond rectification:
a) Promissory notes                               b) Usance bills         
c) Acknowledgement of debt                  d) All of the above

9. Over stamping of the following documents makes it invalid:
a) Promissory notes           b) Indemnity bond    c) Hypothecation agreement
d) No document becomes invalid by over stamping


10. After expiry of limitation period, bank cannot:
a) Recover the debt             b) file a suit
c) sell the pledged goods     d) All of the above

Answer-
1
2
3
4
5
6
7
8
9
10
d
a
d
b
a
c
b
d
d
b


 If anyone of you are facing any problem in any question, you could just ask in the comment box. We will try to help you according to your problem. 
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