Tuesday, 18 April 2017

What is included under Weaker Sections under priority sector?

1.

Small and Marginal Farmers

2.

Artisans, village and cottage industries where individual credit limits do not exceed ₹ 1 lakh

3.

Beneficiaries under Government Sponsored Schemes such as National Rural Livelihoods Mission (NRLM), National Urban Livelihood Mission (NULM) and Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)

4.

Scheduled Castes and Scheduled Tribes

5.

Beneficiaries of Differential Rate of Interest (DRI) scheme

6.

Self Help Groups

7.

Distressed farmers indebted to non-institutional lenders

8.

Distressed persons other than farmers, with loan amount not exceeding ₹ 1 lakh per borrower to prepay their debt to non-institutional lenders

9.

Individual women beneficiaries up to ₹ 1 lakh per borrower

10

Persons with disabilities

11

Overdrafts upto ₹ 5,000/- under Pradhan Mantri Jan-DhanYojana (PMJDY) accounts, provided the borrowers’ household annual income does not exceed ₹ 100,000/- for rural areas and ₹ 1,60,000/- for non-rural areas

12

Minority communities as may be notified by Government of India from time to time


 

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